Silver coins as an investment tool
Silver is more available as an investment vehicle than gold as it is more affordable. Silver coins have been used since ancient times as an alternative means of payment. Their value does not fall even if the coin itself goes out of circulation, since silver itself has a certain value. Moreover, during periods of economic downturn, the value of silver coins increases regardless of their denomination.
For private collectors, especially beginners, silver coins of Sberbank of Russia are even more attractive than gold or bimetallic ones. The reason is lower cost and increased liquidity, i.e. It’s easier and faster to sell a silver coin and get real money for it.
At the same time, many coins are preserved in private collections for years and are passed on by inheritance.
Over time, the value of coins increases, for which there are objective reasons:
- the value of the underlying asset rises – i.e. the silver itself;
- coins are not minted in very large quantities and gradually “settle” in the pockets of collectors, which creates a shortage;
- the number of people wishing to purchase silver coins (including resellers) is growing.
To meet current demand, every year Sberbank mints several issues of silver investment coins, which can be purchased by virtually anyone.
Price of coins in the Sberbank of Russia catalog
You can view the available silver coins of Sberbank in the catalog on the bank’s official website.
Their cost depends on the following:
- unique design;
- circulation (rarity);
- quality of minting (coins made using proof technology are considered the most valuable);
- belonging to a specific topic;
- coin weight.
Recently, advanced technologies have been used in minting, such as laser engraving or tampon printing, which further increases the cost of such coins.
The price is also affected by the content of silver directly in the product. The higher the specific growth of the precious metal in the alloy, the more expensive the coin itself. Therefore, even a damaged silver coin can always be sold, albeit not at such a favorable price.
Coin of the Republic of Macedonia "Saints Faith, Hope, Love and their mother Sophia." 925 sterling silver, weight 28.76 grams.
If you look at the Sberbank catalog of silver coins, you can see a variety of items ready for sale.
What you need to pay attention to:
- denomination - coins are issued in denominations of 1, 2, 3, 25 and 100 rubles, as a rule, the higher it is, the more limited the circulation;
- the number of issued coins - the fewer there are, the more expensive the product;
- weight and fineness (the most valuable coins are 925 and 999 fine);
- subject.
As a rule, coins related to aeronautics, sports competitions, water, depicting architectural monuments, and portraits of famous people are more popular among collectors.
Coin of the Republic of Rwanda “Volume Dog”. 999 silver, 20 gr.
Each silver bullion coin is sold together with a certificate that contains its main parameters and certifies the minimum sale price.
The coins are also supplied sealed in a plastic case, which protects them from damage, scratches and chips. Under no circumstances should you open the case: silver quickly oxidizes, and if you touch a coin with a high purity, it will be quite difficult to get rid of fingerprints. Many collectors will refuse to purchase a coin with a damaged case, even if there is no visible damage to the item itself.
Catalog of silver coins of Sberbank of Russia.xls
Appearance
The silver coin of Matrona of Moscow is a rectangular product measuring 24 by 47 cm made of 999/925 silver. The technology of minting on a concave-convex surface was used in production.
There are 2 types of silver coins of the Matrona of Moscow: 2 dollars of the island of Niue and 5 cedis of the state of Ghana:
denomination | issuer | year of issue, mint | metal | weight | circulation |
2 dollars | NIUE ISLAND | 2014, Swiss PAMP | silver, standard 999 | 31,1 | 3000 |
5 cedis | Republic of Ghana | 2014, St. Petersburg, FSUE "Goznak" | Sterling Silver | 31,1 | 1000 |
The obverse of both issues depicts:
- portrait of the current British Queen Elizabeth II;
- issuing country;
- year of issue;
- nominal cost.
The Ghanaian coin also bears state symbols. The reverse features the canonical image of “Saint Matrona” and an image of the Intercession Monastery in Moscow, where her relics are kept. Differences: on the Swiss mint coin the silhouette of the convent is at the bottom, on the St. Petersburg mint it is a background made using color printing technique, behind the icon.
On the top of the 2 dollars there is the inscription “Holy Blessed Matrona of Moscow”, on the background there are embossed patterns. 5 cedis are decorated with ornaments around the perimeter of the coin, the saint's halo is made of 999 gold. Both items are sold in a solid natural wood gift case and accompanied by a certificate of authenticity.
In 2021, another issue of the Matrona of Moscow appeared - Macedonian - with a face value of 100 denari. On the obverse, on a black background, are the year of issue, issuer, denomination and the coat of arms of the Republic of Macedonia. All this is framed in a silver frame with an ornament. The reverse is bordered by a gilded frame with a relief design; inside there is an iconographic image of the saint and an inscription with her name. The background is decorated with a gilded pattern, repeating the painting of the Intercession Cathedral.
These coins could be purchased at the offices of Sberbank, Otkritie and a number of other financial organizations, at the moment - mainly in private collections. Copies in excellent condition are sold for 4,500 - 8,700 rubles, in satisfactory condition - from 3 to 6 thousand.
The main value of these coins lies in their dedication to the Blessed Matrona as one of the most famous Christian saints.
Silver coin Matrona of Moscow
In the Sberbank catalog you can find a number of very popular coins, for example, the Matrona of Moscow silver coin. It was released in 2015 at the St. Petersburg Mint. Its weight is 6.46 grams, diameter is 23 mm. Pure 925 silver was used for production. On the front side is engraved the face of Saint Matrona, and on the reverse there is a small prayer addressed to her. The coin is made using proof-like technology, which allows minting of the smallest details. The cost of the coin is 800 rubles.
At Sberbank of Russia you can buy an inexpensive investment silver coin - Matrona Moskovskaya
The frightening prophecy of Matrona of Moscow about the future of Russia has been revealed
Matronushka of Moscow is considered one of the favorite saints of Orthodox believers. Throughout her life, the woman left fateful predictions and more than once warned the future generation that humanity was on the brink of death. Years later, the keeper of the signs, Fekla Gazeva, decided to publish the most frightening prophecies, which only believers can solve. It was Thekla who remained one of the few who remembered the words of Matrona during her lifetime. She diligently wrote down all the words of the blessed mother about future times and passed them on to the current generation, writes the author of the Yandex.Zen channel “Urban Legends”. In her speeches, the clairvoyant described in detail the prerequisites for a global catastrophe.
“The Persians will start fighting with Constantinople, and people will run away from the blood, but they will not be welcome anywhere. And the water will welcome many. A high price will have to be paid. The Germans will be the first to flee from the house. There will be rain and fire together. Long until the red rooster pecks out the blue rooster’s eye,” said Matrona in the late 40s.
mil.ru / Ministry of Defense of the Russian Federation
Only years later, intelligence officers realized that the fortuneteller was referring to the war in the Middle East in the distant 21st century. According to the prophecy, it is the conflict that will cause world cataclysms, which could easily develop into the end of the world. Interpreters transfer the role of the “red rooster” to Russia, and the blue one to America. Experts are confident that the Russian Federation is doing the right thing in not giving in to the onslaught of the wayward West.
“When old friends stop communicating with us, Mother Earth will not let us disappear,” Matrona continued.
The novices are sure that the saint was referring to the sanctions with which the United States and Europe intended to cut off Russia’s oxygen supply and limit access to the Western market. However, the clairvoyant foresaw a surge in agricultural production, within which scientific and technological developments gradually revived the food complex. Matrona did not forget to talk about the fate of Ukraine - according to her, after the civil war, the country was destined for a harsh fate, despite all Matrona’s warnings.
“Our brothers will become our enemies. Blood will be shed, but the bear will wake up and everything will end. Gold is tempted by fire, and man by adversity. Pray, and the Lord will forgive you,” the sorceress advised.
In her predictions, Matrona of Moscow raised the topic of world hunger. She said that the time would come when it would be necessary to choose - bread or the cross, spiritual or material wealth. And looking at the events of our time, there is no need to doubt the sayings of the seer.
Earlier, NEVSKIE NEWS wrote that Kostornoy was shocked by how accurate the omens turned out to be. In his opinion, the new world order after December 22 will not suit everyone, which will entail even greater conflicts for a place in the sun.
Where and how can you buy silver coins
There are several ways to purchase silver coins.
At a Sberbank branch
There are several options for purchasing silver coins:
- in Sberbank itself (in any branch);
- in a specialized sales office;
- from private collectors;
- in online stores.
The lowest price of silver coins is in Sberbank of Russia; it can be conditionally called nominal. Most resellers purchase coins of popular themes from banks.
In addition to buying silver coins at Sberbank, you can sell or sell your existing precious metal coins there
To purchase investment coins at Sberbank, you only need a passport. All you have to do is come to the branch, request a catalog or look at the items on display. You can pay for your purchase in cash or by card.
The disadvantage of this method is that the branches sell the most popular coins minted in large quantities. If an investor needs something truly exclusive, or is looking for a specific coin, then he should pay attention to other methods.
In a specialized sales office
For example, you can buy Sberbank silver coins at specialized sales offices for products made of precious metals.
Currently they operate only in the two largest cities of Russia:
- in Moscow, sales are carried out at the address: Tverskaya Street, 22;
- in St. Petersburg - at the address: Dumskaya street, 1-3.
In these offices, coins are sold at an even lower price, since there are no costs for transporting the products. The assortment is quite wide, customers can purchase:
- commemorative coins, including bimetallic “tens”;
- commemorative coins issued for certain events, for example, the Olympics in Sochi;
- investment coins made of silver and other precious metals;
- foreign coins;
- rare coins, including antiques.
Precious bullion is also sold in the offices, and here you can open a metal account and make a currency exchange.
In the online store
Another option to buy silver coins is to contact specialized online stores. On some websites you can find a catalog of silver coins from Sberbank of Russia along with their description and price.
So, the following stores are considered the most reputable:
- Rarity. The catalog with the required coins can be found here: raritetus.ru/stoimost-monet/group/serebryanye-monety-sberbanka. On the site you can not only buy, but also sell coins; there is also a platform for holding auctions.
- Bag of coins. You can find the silver coins you need here: meshok-monet.net/catalog/Serebryanye-monety. It also provides a detailed description of the coins with all their characteristics and value.
You can find quite popular publications in online stores.
If you are considering purchasing coins as a means of investment and receiving additional income, then we advise you to consider the possibility of purchasing Sberbank shares and receiving dividends.
From private collectors or auctions
Rarer examples can be found from private collectors. It’s quite difficult to buy them directly; it’s easier to find the right coins at online auctions.
It is not always possible to find the silver coin you need in the Sberbank catalogue. In this case, you can try to purchase it at auction or from private collectors.
There are quite a lot of them, the largest ones are:
- Imperial;
- MonetShop;
- Conros;
- Wolmar (with VIP section);
- Hermes;
- Numismatist;
- Auction house "Rare Coins";
- Invest-collec.
At auctions you can also not only buy, but also sell Sberbank silver coins that you have in stock. If you do not know the value of the coin in your hands, then you should contact the forum. Professional numismatists will estimate the value of an item from a photograph. It is also recommended to give a full description of the coin - weight, fineness, composition.
If you have lost a certificate confirming the quality of a coin, it is better to contact an antique shop, pawnshop, or a professional appraiser for an appraisal. There you can also obtain a document confirming the declared value.
Matrona Medal
The silver medal Matrona of Moscow is made of 925 silver metal and does not represent any value for collectors. There are several versions of the product in circulation, the most famous being the Moscow Mint and the Imperial Mint. Diameter – 23 mm, mirror embossing (proof-like).
The first option contains an iconographic portrait of the saint against the background of the monastery and her name. On the front side there is a relief image of the Intercession Convent with carefully drawn details.
The second issue on the obverse has the face of Saint Matrona. A short prayer is printed on the reverse side. Such items are often sold blessed in churches.
You can buy memorable awards for up to 800 rubles, and they are not sold in banks, that is, you do not need to present a passport when purchasing. The medal will be a wonderful gift for churchgoers on religious holidays. For example, May 2 is the day of remembrance of the Blessed Matrona, when such a souvenir would be appropriate.
Silver coins are of great interest to numismatists, but for ordinary people it is also an excellent opportunity to give someone a valuable gift, the value of which will only increase over the years. Commemorative items are suitable for this. To preserve and increase your savings, pay attention to investment coins. Their value will increase along with precious metals prices. The main thing is to store coins correctly so as not to spoil their appearance. It is not recommended to remove items from the protective film so that there are no greasy marks left on the surface from contact with the skin, as well as scratches, chips, etc. Remember that coins in excellent condition are most valued; damaged specimens greatly lose value.
Source
Is it possible to sell a coin to Sberbank
The features of the silver coins sold by Sberbank include:
- high quality of coinage - the mint uses the latest technical innovations in the manufacture of products, which allows you to cut out the smallest details of the image on the surface of the coin and achieve the creation of genuine mini-masterpieces;
- constant growth of the assortment: Sberbank of Russia sells not only coins manufactured by Goznak on its order, but also foreign products - in total, about 30 manufacturers from abroad cooperate with the bank;
- accessibility of coins - anyone can buy silver products; the geography of Sberbank is very wide.
Another advantage of Sberbank is the opportunity to sell investment and commemorative coins back to it, i.e. no need to look for private collectors or resellers.
Starting from 2021, Sberbank will sell (and accept for purchase) coins that are in satisfactory condition at a reduced price. This allows clients with more modest budgets to enter the precious metals investment market.