You can buy gold coins at Sberbank without any problems. The well-known bank in the Russian Federation has many offers that will interest collectors. As an investment instrument, gold coins are good. They will also be the best gift or souvenir for people of any social group. You can give such a gift to rich people who have everything. Perhaps just such a gift will be unique to them and, of course, desirable. It is not a shame to give such a gift to the heads of enterprises and organizations, major figures in business. Ordinary citizens will also appreciate this expensive gift. After all, coins can be sold over time if the need arises and thereby provide yourself with the missing amount of funds. To decide on the choice of gold rounds, you can look at the catalog that is available on the Internet. For these purposes, it is not necessary to go to Sberbank.
There are different types of gold investment coins available at Sberbank. A well-known bank is able to satisfy the tastes of the most demanding clients. This financial institution offers:
- A wide assortment, which is constantly updated and becomes even wider.
- Quite a few customer requests are fully satisfied.
- The best examples of golden rounds are presented. In addition to Russian ones, you can purchase coins from 30 leading manufacturers from abroad.
- Greater availability. In almost every corner of Russia you can buy these original gold roundels at Sberbank.
- The client is able not only to buy, but also to sell his existing yellow metal coins.
- The catalog is varied; you can purchase coins from 2021, as well as from 18 and 07, and others.
- It is possible to purchase gold products with great potential. Over time, they can increase in price. This is a good investment.
- The coin catalog will be of interest to people who have free funds and clients who want to increase their income.
To get reliable information about gold products, you need to come to a Sberbank branch or open the “Important” section on the Internet on the “Coins from Precious Metals” page.
Sberbank investment coins: advantages
The advantages of coins are obvious:
- It is profitable to invest in them. Transactions with coins are not subject to VAT, unlike standard bullion bars.
- Coins are simple, easy to buy and use. No certificates are required to buy/sell coins.
- High liquidity. The banking institution buys them regardless of condition, scratches or presence of capsules.
- Positive dynamics of growth in the price of gold (and, accordingly, coins) from 1997 to 2021.
- Profitability on a long-term investment can reach hundreds of percent or more.
- Seriality of coins. By investing in a collection of coins, you can then get much more income from sales than from selling single copies of coins.
- There are no limits on purchases (unlike bank precious metals).
Each investment coin of Sberbank is a part of history, it is an element of numismatics, an opportunity to gain prestige in the future and, as a result, make good money from it.
A little history
More than 20 years have already passed since gold coins from Sberbank first appeared on the market.
This particular event happened in 1996. From this year, anyone could purchase beautiful precious rounds. There were enough of them in the Central Bank's reserves, so trade became possible. At the end of the 20th century, the Central Bank limited sales by introducing a tax of 20%. From that moment on, each coin cost the buyer 20% more. The tax amount remained in the bank after the purchase and was not returned. Due to the high cost, the demand for wonderful products has become noticeably less. Collectors remained interested. The 20% tax was abolished in 2001. From that moment on, coins made of precious metals became in demand. In addition to collectors, it became interested in those who want to preserve their own funds and protect them from the destructive effects of inflation. The product has also become more in demand as a valuable gift.
What types of investment coins are there?
Not all Sberbank coins are created for investment. There are special coins that are made in honor of memorable dates and events. As a rule, they have a special design and drawing.
The following types of coins are distinguished:
Memorable
Produced in small quantities in series. The coins have a special packaging (capsule). The price depends on the cost of the precious metal, the exclusivity of the coin, the features of the decoration and design of the coin, and the availability of a complete collection.
Investment
The price depends on the mass and type of precious metal. The coin is identical to bullion and has no collection value. There are no restrictions on circulation.
Foreign
At Sberbank you can purchase thirty types of coins from foreign banks.
Related to aviation history
“Russian Aviation” coins were produced from 2010 to 2016. Also popular coins: Biplane, Sukhoi Superjet-100, TU-144, IL-76, U-2, YAK-3, SU-25, etc. The coins consist of nine hundred and twenty-fifth standard silver and have a diameter of twenty-five millimeters. The circulation of each type of product is 3 thousand pieces.
By quality, coins are divided into:
- Uncirculated (have not been in circulation; for investment; do not have collectible artistic value).
- Proof (chasing with 2 strokes; smooth mirror surface, relief of inscription and design; price depends on the condition of the design; there is artistic value).
Buy coins from both Russian and foreign mints
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Kinds:
Sberbank presents in the catalog:
- Coins that are distinguished by a high level of “proof” minting: these are commemorative, gift or souvenir items with an extremely leveled surface and complicated relief. They are produced in strictly limited quantities. The prices of such coins are significantly higher than the prices of other similar products.
- Investment coins made in the standard “uncirculated” manner. The price of this product almost corresponds to the cost of the precious metal included in it. Investment coins usually have a large circulation (more than 10,000 copies), differ in volume and size (they may have the same design, but a different metal weight). Products are made from gold up to 999 purity.
Of the gold coins of Sberbank of the USSR and Sberbank of Russia, the following are in greatest demand:
- "Chervonets". Years of production: 1975-1982. Nominal value – 10 rubles;
- Gold coins “St. George the Victorious” from Sberbank. Years of production: 2006 -2010. Denomination: 50 rubles.
- Ingots from the “Winter Olympic Games 2014” series. Denominations: 50 and 100 rubles.
The most expensive coin of Sberbank for investment
The rarest coins have the “R” sign; the value of such coins is determined during auctions.
The most expensive coin in Russia was a product weighing 5 kilograms. The name of the coin is “Savings in Russia.” At the auction, 50,000,000 rubles were offered for the product.
The most expensive dollar was called “Flowing Hair” and was sold at the end of the 18th century for about 8 million dollars.
Almost the same amount ($7,950,000) had to be paid for the Double Eagle in 2002 to one large investor. This coin is interesting because in 1933 it was issued in a circulation of 445 thousand pieces. But only later, when a ban on the possession of gold was introduced in the United States, all the products were melted down, and only a few of these coins remained, the value of which rose to the “heaven”.
Sberbank investment coins: what they are, features, how to buy
Price
Any investment coin is issued with a nominal value in the country’s currency and weighs 1 kg. It was made specifically for the XXII Olympic Winter Games in 2014 and has a face value of 10 thousand rubles (with a selling price of 2.4 million rubles). She can pay for any purchase in the store (at face value). Naturally, no one will do this, since its real price far exceeds the nominal price.
Below are the most popular Sberbank coins and their prices.
- "FIFA World Cup 2021 in Russia." Nominal price: 50 rubles. Net weight: 7.78. Selling price: 20,800 rubles.
- "George the Victorious". Nominal price: 50 rubles. Net weight: 7.78. Selling price: 20,700 rubles.
- "Chervonets Sower". Nominal price: 10 rubles. Pure metal weight: 7.742. Selling price: 21,600 rubles.
- "River Beaver" Nominal price: 100 rubles. Net metal weight: 15.55. Selling price: 41,900 rubles.
- "History of monetary circulation in Russia." Nominal price: 100 rubles. Net metal weight: 15.55. Selling price: 41,900 rubles.
- "White Bear (Sochi 2014)." Nominal price: 100 rubles. Net metal weight: 15.55. Selling price: 39,800 rubles.
How to buy investment coins
You can buy investment coins only at Sberbank branches. For those who want to purchase coins worth over 15 thousand rubles, you will need to provide a passport.
When purchasing, it is important to pay attention to the parameters of the coin:
- Metal (palladium, platinum, gold, silver, coins, bimetal).
- Weight.
- Try.
- Denomination
- Minting (the better the drawing of the smallest lines is visible and the better the mirror polishing, the more expensive the coin).
A detailed description of the characteristics of coins is in the Sberbank catalog. The most popular materials for coin production are gold and silver. For investment products, in most cases, Uncirculated coinage is used.
According to SberBank, about 85 percent of the coins that were sold were investments. All products are provided in original packaging and have the appropriate licenses and certificates.
How to sell a coin?
It is worth remembering that you cannot hand over a coin to Sberbank every day. It is naive to think that by visiting any branch you will definitely sell it. Bankers announce in advance the start of purchasing banknotes of a certain type from individuals. Experts involved in assessing coins are also not available everywhere.
Sellers need to be aware of other nuances. Sale to a bank is possible only if certain conditions are met:
- The coin must be made of precious metal.
- The presence of physical damage reduces the price to the value of the metal based on its weight in the coin.
- If you sell less than 3 years after purchase, you will have to pay taxes.
- Traded denominations are valued daily, as are foreign currencies.
- To conclude a transaction, you will need a passport.
The process of selling coins to Sberbank may briefly look like this:
- Make sure that Sberbank will accept the coin you need for sale today. This can be found out by phone or on the website; check in which department the transaction can be carried out.
- You arrive and hand over the coin to an expert for evaluation (this happens on the same day).
- Having received the evaluation results, you make a decision - to sell the coin to Sberbank or look for another option.
- If the option is positive, you sign an agreement and finalize the deal.
- You receive the proceeds in cash or on a card.
Gift sets of coins
One of the most beautiful, of course, is a set of coins that is dedicated to Emperor Alexander the Third. Made in color, they will certainly become a treasure for a true collector. The set includes three coins in total. The first depicts a portrait of the emperor himself, the second shows his coronation ceremony, and the third shows the royal family. The denomination of these coins is 2 Fijian dollars, as they were made by local artistic engravers. The set itself costs 11,500 rubles. Most of all, Sberbank of Russia presents coins made by craftsmen from the Island of Niue - these are collections dedicated to St. Petersburg and the history of Russia, images of butterflies, flowers, and various rare animals that are listed in the Red Book of our country. One of the most beautiful is a coin with the image of the Amber Route. It shows a map of Europe and all eight major cities through which the ancient trade route passed. In addition, the coin itself contains real amber. Such a coin can be purchased for only 2800 rubles.
Main characteristics and description of the chervonets
If we talk about the visual features of this tool, we can highlight the following points:
- on the obverse there is the coat of arms of the Soviet Union, which is located in the central part,
- there are ears of wheat around him,
- here you can also find a crossed hammer and sickle,
- the overall picture of the coin is supplemented with corresponding inscriptions that look like “workers of all countries, unite”, “RSFSR”,
- on the reverse there is an image of a man who is in the process of sowing wheat,
- in the background you can see the factory and the rising sun,
- the reverse is framed in the form of the phrases “one chervonets”, and the year of creation of this or that type of banknote also appears here.
A gold coin today is valued at a fortune; the range of values will be discussed in more detail below.
Video
The video talks about which coins are profitable to buy and why. Filmed by the Planet of Money channel.
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Olympic coins
The most popular topic now is commemorative and investment coins dedicated to the past Olympic Games in Sochi. They have different denominations, but the cost of such coins varies from 3 thousand rubles to an impressive 395 thousand. The reverse usually depicts the sports that will be represented at the Olympics, or the official mascot of the games, the leopard. The only exceptions are the two most expensive coins - flora and fauna, the price of which is close to 400 thousand rubles. The reverse depicts the ancient goddesses flora and fauna. The obverse of such coins is a relief image of the coat of arms of Russia.
