Purchase of diamonds, jewelry and precious stones

Beautiful jewelry with diamonds is always considered a sign of high wealth. By giving a loved one a piece of jewelry with this incredibly beautiful stone, you will surely satisfy the most demanding taste.

In addition, by purchasing diamond jewelry, you are making a good investment in the future. Diamonds are considered one of the most successful stones for investment - they are always highly valued. In cases where a significant amount is needed for any purpose, you can quickly sell diamond jewelry and get money in your hands literally within an hour.

The Perspektiva pawnshop provides its clients with services for the purchase of expensive diamond jewelry.

On this page you will find answers to some popular questions related to the sale and purchase of diamond jewelry. You can also ask any questions by calling the numbers listed in the “Contacts” section.

Terms of sale of diamond products

The purchase and sale transaction is completed absolutely legally and is confirmed by a contract. Before the transaction, an examination and evaluation are required, which help to protect all parties: the authenticity and quality of the product are checked, and the value of the diamond is determined according to the rules approved by international associations of appraisers.

Appraisals can be completed online to quickly get a rough idea of ​​the value of a piece of jewelry. To do this, just leave a request, attaching several photos from different angles and a few words about the condition of the product and the availability of certificates and documents. However, to obtain the most accurate estimate, we recommend that you submit the jewelry itself for evaluation or invite a specialist to your home.

The Perspektiva pawnshop also offers a collateral service: you can use the money and then buy back the jewelry before the contract expires.

Sell ​​diamonds to a pawnshop

Jewelry and treasures are bought by pawn shops, then sold or put aside as investments, as their prices rise steadily. Diamonds are also used as collateral: after assessing their value, the client is given cash.

What diamonds can be donated?

A jewelry pawnshop accepts diamonds in different types: precious stones or jewelry. If diamonds are surrendered in stones, then the following varieties are used as collateral:

• white;
• pink;
• blue;
• red.

The stones must be intact and clean. A pawnshop can accept a product with defects if it is of historical value, but such cases are very rare in practice.

How is the price determined?

The price of precious stones is formed according to the 4-c principle (carat, cut, color, clarity). This is an international standard for valuing diamonds and includes the following:

• carat - weight;
• cut - cut;
• color — color;
• clarity - cleanliness.

The rarest and most expensive diamonds are the IF group diamonds, a classification based on purity. Also rare and expensive are the groups VVS1, VVS2, VS1, VS2. It is these stones that can be sold to a pawnshop at a high price, since they are of high quality.

How is the assessment done?

The evaluation of diamonds by a pawn shop is carried out urgently to find the main criterion - the level of purity of the gemstone. Weight, color and cut are analyzed much easier, without the use of special technical devices.

The diamond is placed under a large magnifying glass so the appraiser can examine the cut, which affects the clarity of the stone. If the cut is done incorrectly, or the diamond is damaged, then the incredible play of light for which stones are valued will be absent. The most expensive diamonds are completely transparent and cut into 57 facets (“brilliant cut”). One carat is valued at more than 300,000 rubles on the market.

How to submit?

A pawn shop that evaluates diamonds accepts them with certificates, the authenticity of which is verified, as well as without them. The client will be required to provide identification in any case, regardless of the presence or absence of additional documents. Stages of interaction with a pawnshop: submission for evaluation, expert opinion on the value of precious stones, drawing up an agreement, reading the terms and conditions and signing, receiving a pawn ticket and cash.

How to receive the money?

Pawnshops issue collateral in two ways: by debit card or in cash. Less commonly, funds are transferred to bank accounts or electronic wallets. The client chooses a convenient way to receive money on his own, which is why pawnshops have not worked only with cash for a long time.

FAQ

How to determine the value of a diamond ring?

The value of precious stones in a product is much higher than without it. Without special skills, it will be impossible to answer the question about the cost of the product. For these purposes, it is advisable to use the services of appraisers or professional jewelers.

How to determine the number of carats?

It is enough to weigh the diamond on special jewelry scales. Final calculations should be made according to the principle of 1 carat = 0.2 grams.

How are diamonds valued?

The assessment is carried out according to the international standard 4 - c (carat, cut, color, clarity). First, the specialist determines the weight of the stone, then the type of cut and number of facets, then the color purity. It is the purity of the stone that directly affects its value: transparent diamonds are valued higher on the market than those with visible (hardly visible) inclusions.

What kind of diamonds can be sold?

The Perspektiva pawnshop buys diamonds and diamond products from a variety of jewelry houses. What matters most to us is the quality of the stones, not the beauty of the decoration. We accept white, pink, blue, red diamonds and products with them.

In rare cases, we may accept a product with some external defects that has particular historical value. However, it is usually their cleanliness and impeccable condition that has the greatest impact on value.

The classic round cut of a stone is always highly valued, but the “fancy” cut gives diamonds a special charm. Rounded, square, rectangular, teardrop-shaped or heart-shaped, such stones cause awe in the hearts of girls and are invariably popular.

Deal Features

When buying jewelry accessories, it is most profitable to sell gold in combination with precious gems. Buying diamond jewelry in Moscow is a popular service used by tens of thousands of citizens. To understand what the essence of the transaction is, you need to know by what parameters metal and stone are evaluated.

Gold is the most popular metal from which it is made:

• watch;
• earrings;
• brooches;
• chains;
• cufflinks;
• rings;
• bracelets;
• rings;
• pendants.

You can donate gold in the form of products to special companies. The cost of a gram of metal depends on the sample - an indicator demonstrating the quantitative content of gold in the precious alloy.

Samples:

1. 375: the cheapest metal on the jewelry and scrap market, because 1000 g of 375 contains 37.5 grams of gold. Many pawnshops do not accept 375 jewelry as collateral.
2. 585: Most of the volume of jewelry boutiques is represented by this alloy. Combines aesthetic appeal and excellent wear resistance. Owners of 585-grade metal do not need to think long about where to sell accessories in the city of Moscow, since they are in demand.
3. 750: buying diamonds in Moscow also accepts high-grade gold, combined with cut diamonds. Elite rings, earrings, chains, and bracelets are made from 750-karat alloy, so they can be sold at a high price, earning a large sum.

Promising companies with a good reputation accept precious metal of any standard.

When evaluating diamond jewelry, the parameters of the gem are taken into account. These are minerals of the first order in terms of degree of value. Experts who study crystals evaluate such characteristics as:

1. Shade: The least common crystals on the jewelry market are completely transparent crystals that resemble drops of water. The specimens are made from pure diamonds that do not contain impurities of other chemical elements. Fantasy (colored) crystals are also considered elite. The cost depends on the color saturation.
2. Weight: The weight of a gem is expressed in carats. The higher the indicator, the more expensive the mineral in a gold frame. Mass is not an analogue of the size (length and width) of a crystal.
3. Cutting: applying facets according to the established standard fully reveals the radiance and luxury of the shade. Circle, heart, triangle, radiant, emerald, oval, pear are the most popular types of cuts.
4. Transparency: the parameter is assessed in accordance with the established scale. Completely transparent specimens, in which, when examined under a microscope, there are no foreign impurities, deserve the highest rating.

If a gold piece of jewelry with a stone produced by an elite jewelry house is up for sale, its price will be as high as possible.

Diamond grading

We offer a service for urgent purchase of diamonds at high prices, however, to determine the value of a specific product, a professional appraisal must be performed.

Determination of purity

The assessment is carried out using a magnifying glass. A huge number of parameters related to cutting are assessed - it is this that greatly influences purity. If a diamond is not cut correctly, it does not shine, it does not have the incredible play of light for which these stones are so valued.

The presence of inclusions and cracks is also determined; if they are present, the stone is worth less.

Determination of cost

The parameters of the stone that the appraiser pays attention to are very diverse. In particular, they must determine the carat weight, color (the highest cost is for transparent stones), clarity and quality of cut.

The classic round cut (has 57 facets) maximizes the potential of the stone. This is why round diamonds are more valuable.

1 carat is a measure that simultaneously determines the size and weight of a stone, and also greatly depends on the cut and shape. 1 carat is equal to 0.2 grams.

The cost for 0.01 carats starts from about 80 rubles for small stones (0.3 carats) of low quality. The cost of higher quality stones will be from 100 rubles per 0.01 carat. Accordingly, stones weighing more than 0.3 carats are even more expensive, and medium-large and large stones from 1 carat require the most careful evaluation and their price depends on a huge number of additional parameters.

If certificates are available, their authenticity is also verified.

For jewelry, the weight and purity of the metal framing the stone is assessed. Experts evaluate the design, condition of the jewelry, and brand popularity.

In this case, the cost may change up or down. The value of a diamond invariably increases due to its perfect condition and the presence of documents and original packaging.

Please note that the cost depends little on the price of jewelry in jewelry stores and boutiques, where traditionally there is a significant markup. However, we guarantee an impartial, completely fair and transparent assessment on as many parameters as possible. We offer our clients the highest possible price for a diamond.

Diamond redemption terms

Having received an expert opinion, you can immediately enter into a purchase and sale or mortgage agreement. You can sell a diamond necklace or ring, earrings or a bracelet with precious stones and receive cash on the same day.

To enter into an agreement, you will need to confirm your identity, but this can be done using any one personal document.

We provide security and collection services, so you don’t have to worry about the safety of your jewelry or money.

You can ask our employees questions about diamond valuation, as well as about the purchase and sale procedure, by calling the numbers in the “Contacts” section.

In addition, you can submit a request for an online assessment or call a specialist to your home to conduct an examination.

Under what conditions do we accept jewelry?

We are ready to buy or accept as collateral any products decorated with diamonds of one carat or more (including colored ones: blue, pink, red) and other precious stones.

We do not buy products with black stones and do not accept them as collateral.

Jewelry with rubies, sapphires, emeralds must have GRS, Gubelin, AGTA Gemological certificates.

Online assessment is possible only on the basis of certificates from GIA Gemological Institute of America (except GIA mumbai) and HRD Antwerp. Our specialists will evaluate products with other certificates in person.

You will receive an expert opinion on the valuation immediately, the deal can be concluded on the same day.

A contract is required. For an amount of 60 million rubles or more, we transfer the funds to a bank account, and you receive the payment immediately.

To confirm your identity, you only need to provide one document.

We issue a loan secured by diamond jewelry for a period of 61 to 365 days. The contract can be extended if necessary. The monthly interest rate is 3-8%, which corresponds to that recommended by the Central Bank. The final rate is determined based on the results of the jewelry examination. You pay interest only for the days actually used, that is, you can reduce the cost of using credit funds by repaying the loan before the end of the contract.

Payment will be calculated according to the formula:

(Total collateral interest) = (Loan size) X [(Rate) / 30 days] X (Number of days of use of borrowed funds)

Our specialists are ready to advise you in detail on issues related to expert assessment of the value of diamond jewelry, as well as their certification.

We will answer questions about the evaluation, purchase* and pledge** of jewelry by phone

*IP Podvoisky G.Yu. OGRNIP 319774600402422, TIN 772020479477

** LLC "Lombard Perspective" OGRN: 1137746856312

License number: 7701602739

Reasons for implementation

In jewelry, cut diamonds look beautiful, but there are times when a person uses them not as accessories, but as a profitable asset.

Why are diamonds sold for sale?

• a person has become the owner of ancient jewelry, but does not want to wear it;
• the gold and diamond accessory is broken, so you can’t use it;
• gold items with stones are associated with unpleasant memories, so there is no desire to keep them at home;
• You need to donate a diamond ring or other jewelry with a stone because of an urgent need for money.

If the owner of serviceable, presentable gold items or scrap gold does not want to look for private buyers, but wants to sell the assets for as much as possible, buying diamonds in Moscow will be the best choice. The choice of companies where you can sell gold jewelry with diamonds is large. But when choosing a company, pay attention to the prices and stages of the transaction process.